Psychology of money pdf - In The Psychology of Money, award-winning author Morgan Housel shares 19 short stories exploring the strange ways people think about money and teaches you …

 
ratings. (2015) by Morgan Housel. Timeless lessons on wealth, greed, and happiness. Doing well with money isn't necessarily about what you know. It's about how you behave. And behavior is hard to teach, even to really smart people. Money-investing, personal finance, and business decisions-is typically taught as a math-based field, where data .... Dtw to cancun

Comprehensive and cross-cultural, The Psychology of Money integrates fascinating and scattered literature from many disciplines to investigate the influence of money on our behavior and psyches. Including the most recent material to date, the authors draw from sources as diverse as anthropology, history and psychology. See Full PDF. Jan 1, 2020 · The Psychology of Money is one of the those books that lays the fundamentals required for investment and saving your money without pushing and punishing with a lot of jargons, technical terms, and read-the-offer-documents-carefully-before-investing kind of mundane warnings (mind you, I am academically qualified and work in Finance and a Legal ... Intisari “The Psychology of Money” (Bahasa Indonesia) & Penerapan nya. W.Y.R. January 9, 2024. Trending di Indonesia. Mengelola keuangan bukan hanya tentang angka dan rumus, tetapi juga memahami psikologi di balik pengambilan keputusan finansial. Buku “The Psychology of Money” versi Bahasa Indonesia menawarkan …Prosecutors called former AMI CEO David Pecker as the first witness in their case against Trump. He testified for less than 30 minutes Monday morning before the …#द सायकॉलॉजी ऑफ मनी #The Psychology of Money #Morgan Housel #Book Summary in Marathi # पैशांचे मनोविज्ञान # मॉर्गन हाऊसेल पुस्‍तक सारांश- मराठी आर्थिकTitle : The Psychology of Money Author : Morgan Housel. Rate : 399-00. Pages : 242. Year : 2021. Binding : Paper Pack. Publisher : Jaico Publishing HouseDo you want to learn the timeless lessons on wealth, greed, and happiness from a renowned investor and writer? Download the PDF version of The Psychology of Money by Morgan … Re a d fi xe d c a r s a t a ga s s ta ti on for 25 ye a r s a nd s w e pt fl oor s a t J CPe nne y for 17 ye a r s . He bought a tw o- be dr oom hous e for $12,000 a t a ge 38 a nd l i ve d The Psychology of Money is a bestselling 2020 book by American finance expert Morgan Housel. Housel’s book examines people’s financial decisions through the lenses of history and psychology. Housel argues that financial management is a relatively new phenomenon that everyone approaches differently depending on their personal …The Psychological Consequences of Money. K. Vohs, N. Mead, Miranda R. Goode. Published in Science 17 November 2006. Psychology. TLDR. The results of nine experiments suggest that money brings about a self-sufficient orientation in which people prefer to be free of dependency and dependents. Expand.The Psychology of Money Book Details. One of my favorite finances and investing books I’ve read is The Psychology of Money PDF by Morgan Housel. Almost all of us have faced some kind of financial hardship in our lives. Though we rarely discuss our relationship with money, it shapes our behavior and decisions every day.หนังสือจิตวิทยาว่าด้วยเงิน (The Psychology of Money) มีจำนวนหน้าทั้งหมด 272 หน้า แต่งโดย Morgan Housel ผู้ดำรงตำแหน่งเป็นหุ้นส่วนกับ Collaborative Fund และเป็น ...The Psychology of Money Book In Hindi. Skip to main content. We will keep fighting for all libraries - stand with us! A line drawing of ... PDF download. download 1 file . SINGLE PAGE PROCESSED JP2 ZIP download. download 1 file ...The Psychology of Money: Timeless lessons on wealth, greed, and happiness. The Psychology of Money: Timeless lessons on wealth, greed, and happiness. Games. Apps. Movies & TV. Books. ... Doing well with money isn’t necessarily about what you know. It’s about how you behave. And behavior is hard to teach, even to really smart …ratings. (2015) by Morgan Housel. Timeless lessons on wealth, greed, and happiness. Doing well with money isn't necessarily about what you know. It's about how you behave. And behavior is hard to teach, even to really smart people. Money-investing, personal finance, and business decisions-is typically taught as a math-based field, where data ...December 29, 2021 Personal Growth. Download The Psychology of Money by Morgan Housel ePub eBook free. The “The Psychology of Money by Morgan Housel ” is an emotional roller coaster of a story, which unfolds in a non- linear manner. Secrets are revealed almost to the end.Description. The New Psychology of Money is an accessible and engrossing analysis of our psychological relationship to money in all its forms. Comprehensive and insightful, Adrian Furnham explores the role that money plays in a range of contexts, from the family to the high street, and asks whether the relationship is always a healthy one.explain why people behave the way they do than money. It is one of the greatest shows on Earth. My own appreciation for the psychology of money is shaped by more than a decade of writing on the topic. I began writing about finance in early 2008. It was the dawn of a financial crisis and the worst recession in 80 years.Too much devotion to one goal, one path, one outcome, is asking for regret when you’re so susceptible to change. 5. Anchored-to-your-own-history bias: Your personal experiences make up maybe 0.00000001% of what’s happened in the world but maybe 80% of how you think the world works.The Psychology of Money Book Details. One of my favorite finances and investing books I’ve read is The Psychology of Money PDF by Morgan Housel. Almost all of us have faced some kind of financial hardship in our lives. Though we rarely discuss our relationship with money, it shapes our behavior and decisions every day.The Psychology of Money is an essential read for anyone who wants to make wiser decisions or live a richer life." -- Daniel H. Pink, #1 New York Times Bestselling Author of When, To Sell Is Human, and Drive "The Psychology of Money is bursting with interesting ideas and practical takeaways.เงิน (น.) พรอันประเสริฐและคำสาปแช่งอันขมขื่นต่อชีวิตความเป็นอยู่ของเรา หลายคนเหลือกินเหลือใช้ หลายคนอดมื้อกินมื้อ หลายคนนอนอุ่น หลายคนไร้ ..."The Psychology of Money" explores the complex relationship between money and human behavior. The book discusses various aspects of personal finance, including investing, saving, and spending, and how our attitudes and beliefs about money impact our financial decisions The book is highly regarded for its clear and engaging writing style, …Source title: The Psychology of Money: Timeless lessons on wealth, greed, and happiness Translation Of the psychology of money Classifications Library of Congress HG222.3 .H68 2020, HG222.3 .H68 2020eb The Physical Object Format paperback Number of pages 256 ID Numbers Open Library OL29412746M ISBN 10 …The Psychological Consequences of Money. K. Vohs, N. Mead, Miranda R. Goode. Published in Science 17 November 2006. Psychology. TLDR. The results of nine experiments suggest that money brings about a self-sufficient orientation in which people prefer to be free of dependency and dependents. Expand.A book about how people think and behave with money, based on 19 short stories and insights from the author. Not a PDF, but a Kindle ebook available for $9.99. Leverage—taking on debt to make your money. go further—pushes routine risks into something capable of producing ruin. The danger is that rational optimism most of the time masks the odds of. ruin some of the time. The result is we systematically underestimate risk. Housing prices fell 30% last decade. Tác giả : Morgan Housel. The best seller book title can express itself: normally we think of money, or make investment decision as in spreadsheet in a meeting room... But in reality, it is a decision made with many things behind the scene that can influence us. That is the psychology of money involved... The book comes with 20 chapters of 19 ...Feb 21, 2024 · How to manage money, invest it, and make business decisions are typically considered to involve a lot of mathematical calculations, where data and formulae tell us exactly what to do. But in the real world, people don’t make financial decisions on a spreadsheet. Jan 1, 2020 · The Psychology of Money is one of the those books that lays the fundamentals required for investment and saving your money without pushing and punishing with a lot of jargons, technical terms, and read-the-offer-documents-carefully-before-investing kind of mundane warnings (mind you, I am academically qualified and work in Finance and a Legal ... Feb 24, 2023 · This book is Burmese translated version of "The Psychology of Money", one of the best selling books in the world. The original author of the book is Morgan Housel. The book delivers timeless ... The Psychology of Money is an essential read for anyone who wants to make wiser decisions or live a richer life." -- Daniel H. Pink, #1 New York Times Bestselling Author of When, To Sell Is Human, and Drive Review. About the Author.Download PDF. Joshua Traut 1 ... It is important to note that The Psychology of Money is not an investment guide that gives specific investment advice. In the first chapter of the book, Housel clarifies that finance is a very individual topic. What might be an excellent financial decision for one person may be disastrous for another.But in the real world people don’t make financial decisions on a spreadsheet. They make them at the dinner table, or in a meeting room, where personal history, your own unique view of the world, ego, pride, marketing, and odd incentives are scrambled together. In The Psychology of Money , award-winning author Morgan Housel shares 19 short ... The book delves into the psychological and emotional aspects of wealth and how they impact financial decisions and outcomes. The Psychology of Money Book Pdf Free Download on Book Drive. The book starts by discussing the reasons why people struggle with money, including the influence of emotions, culture, and social norms on financial behavior. धन संपत्ति का मनोविज्ञान | dhan sampatti ka manovigyan pdf : मॉर्गन हाउजल हिंदी पीडीऍफ़ पुस्तक | the psychology of money book in hindi pdf : morgan housel books in hindi pdfThe Psychology of Money Book In Hindi. Skip to main content. We will keep fighting for all libraries - stand with us! A line drawing of ... PDF download. download 1 file . SINGLE PAGE PROCESSED JP2 ZIP download. download 1 file ...Sep 13, 2022 · Notes From Your Bookseller. Morgan Housel’s Psychology of Money has been a big hit with our customers, and the reasons are clear. His wisdom about the do's and don'ts of making financial decisions, coupled with his graceful and clear writing, elevate this book far above the rest. Read this book online or download it as a PDF or ePUB on Perlego, an online textbook subscription service. The Psychology of Money explores 19 stories about how people …Jan 17, 2023 · In the last chapter, he provides insights into his own thoughts about money and how those translate into his behavior and investments. It is important to note that The Psychology of Money is not an investment guide that gives specific investment advice. In the first chapter of the book, Housel clarifies that finance is a very individual topic. December 29, 2021 Personal Growth. Download The Psychology of Money by Morgan Housel ePub eBook free. The “The Psychology of Money by Morgan Housel ” is an emotional roller coaster of a story, which unfolds in a non- linear manner. Secrets are revealed almost to the end. The book delves into the psychological and emotional aspects of wealth and how they impact financial decisions and outcomes. The Psychology of Money Book Pdf Free Download on Book Drive. The book starts by discussing the reasons why people struggle with money, including the influence of emotions, culture, and social norms on financial behavior. Jun 13, 2023 · The Psychology Of Money Summary (PDF) Key Idea #1: “No one is crazy” regarding money. Key Idea #2: “Recognize the role of both luck and risks in life.”. Key Idea #3: “Enough is not too little.”. Key Idea #4: Most of us are not good at compounding. Key Idea #5: Getting money is one thing – keeping it is another. মর্গ্যান হাউজেল এর দ্য সাইকোলজি অব মানি (The Psychology of Money) অরিজিনাল বইটি সংগ্রহ করুন রকমারি ডট কম থেকে। বই হাতে পেয়ে মূল্য পরিশোধের সুবিধা উপভোগ করুন.The PDF version of “The Psychology of Money” has empowered us with unlimited access to the wisdom it holds. Whether we are seasoned investors seeking to enhance our financial acumen or individuals looking to cultivate healthier financial habits, this invaluable resource has been our guide on this transformative journey.Jan 1, 2020 · The Psychology of Money is one of the those books that lays the fundamentals required for investment and saving your money without pushing and punishing with a lot of jargons, technical terms, and read-the-offer-documents-carefully-before-investing kind of mundane warnings (mind you, I am academically qualified and work in Finance and a Legal ... [รีวิว + สปอย]หนังสือ : Psychology of money จิตวิทยาการเงิน// Best Recommend 2021 Mos Noppadol Rattanawisadrat FollowMany sides of the coin: The psychology of money usage. Personality and Individual Differences, 5, 501–509. Crossref. Google Scholar. Garbers Y., Konradt U. (2014). The effect of financial incentives on performance: A quantitative review of individual and team-based financial incentives. ... View PDF/ePub Full Text View Full Text. Related ...The Psychology of Money : จิตวิทยาว่าด้วยเงิน. บทเรียนเหนือกาลเวลาเรื่องความมั่งคั่ง ความโลภ และความสุข. ผู้เขียน. Morgan Housel. ผู้แปล. ธนิน รัศมี ...The Psychology of Money Book Pdf Free Download on Book Drive. The book starts by discussing the reasons why people struggle with money, including the influence of emotions, culture, and social norms on …The Psychology of Money : จิตวิทยาว่าด้วยเงิน. บทเรียนเหนือกาลเวลาเรื่องความมั่งคั่ง ความโลภ และความสุข. ผู้เขียน. Morgan Housel. ผู้แปล. ธนิน รัศมี ...c oi ns .” An hour l a te r, gol d c oi ns i n ha nd, the te c h e xe c uti ve a nd hi s buddi e s ga the r e d a r ound by a doc k ove r l ooki ng the Pa c i fi c Oc e a n.#द सायकॉलॉजी ऑफ मनी #The Psychology of Money #Morgan Housel #Book Summary in Marathi # पैशांचे मनोविज्ञान # मॉर्गन हाऊसेल पुस्‍तक सारांश- मराठी आर्थिकThe Psychology of Money - دانلود کتاب روانشناسی پول زبان اصلی pdf - نوزده داستان کوتاه به اشتراک می گذارد که به بررسی روش های عجیب مردم درباره پول میپردازد.เงิน (น.) พรอันประเสริฐและคำสาปแช่งอันขมขื่นต่อชีวิตความเป็นอยู่ของเรา หลายคนเหลือกินเหลือใช้ หลายคนอดมื้อกินมื้อ หลายคนนอนอุ่น หลายคนไร้ ...THE IMPACT OF SOCIAL NORMS ON MONEY “Using your money to buy time and options has a lifestyle benefit few luxury goods can compete with.” 17. THE PSYCHOLOGY OF DEBT • “The hardest financial skill is getting the goalpost to stop moving.” • “There are many things never worth risking, no matter the potential gain.”Housel writes that if he had to summarize money success in a single word, it would be “survival.”. Not “growth” “brains” or “insight,” but “survival.”. The ability to stick around for a long time without wiping out or being forced to give up makes the biggest difference when it comes to making money.Kindergarten Books PDF (প্লে শ্রেণির বই) Misir Ali Somogro Pdf (Download All Books) New Bangla PDF Download 2022; Old Gujarati books PDF + New Gujarati books List; Oppo Price in Bangladesh 2022 (আজকের দাম) Others; Psychology Books in Bengali pdf (links) samsung all phone price in bangladesh 2022DOWNLOAD. Baca juga: [DOWNLOAD] The 5 AM Club – Robin Sharma pdf: Manfaatkan Pagimu!Nah, itu dia sekilas review The Psychology of Money karya Morgan Housel yang sangat membantu untuk menambah pemahaman literasi finansial plus melek finansial sejak dini. Juga, menurutku pribadi mempersiapkan financial planning sejak muda akan …Download PDF. Joshua Traut 1 ... It is important to note that The Psychology of Money is not an investment guide that gives specific investment advice. In the first chapter of the book, Housel clarifies that finance is a very individual topic. What might be an excellent financial decision for one person may be disastrous for another.The Psychology of Money: Timeless lessons on wealth, greed, and happiness. The Psychology of Money: Timeless lessons on wealth, greed, and happiness. Games. Apps. Movies & TV. Books. ... Doing well with money isn’t necessarily about what you know. It’s about how you behave. And behavior is hard to teach, even to really smart …รายละเอียด : The Psychology of Money จิตวิทยาว่าด้วยเงิน 20 เรื่องสั้น ที่จะพาคุณไปเจาะลึกความเป็นมนุษย์และสังคม ซึ่งเชื่อมโยงกับการตัดสินใจลงมือทํา ... About this ebook. Doing well with money isn’t necessarily about what you know. It’s about how you behave. And behavior is hard to teach, even to really smart people. Money—investing, personal finance, and business decisions—is typically taught as a math-based field, where data and formulas tell us exactly what to do. Sep 8, 2020 · the psychology of money Classifications Library of Congress HG222.3 .H68 2020, HG222.3 .H68 2020eb The Physical Object Format paperback Number of pages 256 Description. The Psychology of Money’ Tamil Edition. TIMELESS LESSONS ON WEALTH, GREED, AND HAPPINESS Doing well with money isn’t necessarily about what you know. It’s about how you behave. And behavior is hard to teach, even to really smart people. How to manage money, invest it, and make business decisions are typically …In The Psychology of Money, award-winning author Morgan Housel shares 19 short stories exploring the strange ways people think about money and teaches you how to make better sense of one of life’s most important topics. Read more ©2020 Harriman House (P)2020 Harriman House. Previous page. Listening Length. Morgan Housel is a partner at The Collaborative Fund and a former columnist at The Motley Fool and The Wall Street Journal. He is a two-time winner of the Best in Business Award from the Society of American Business Editors and Writers, winner of the New York Times Sidney Award, and a two-time finalist for the Gerald Loeb Award for Distinguished Business and Financial Journalism. The Psychology of Money Book Pdf Free Download on Book Drive. The book starts by discussing the reasons why people struggle with money, including the influence of emotions, culture, and social norms on …A Brief Synopsis of Morgan Housel's The Psychology of Money: Eternal truths about gain, greed, and contentment. This Concise Overview has been written to assist readers in grasping the fundamentals of the monetary system. Because it doesn't matter how much money you have if you don't act accordingly. This book is for you if …The Psychology of Money Book Summary. lag behind the S&P 500 index. Knowing the odds aren’t in your favour while stock picking isn’t the worst thing ever. It’s fine to diversify a little, but you really should just invest mostly in low-cost index funds. Guard against avarice at all costs.The Psychology of Money Book pdf Summary. The Psychology of Money book pdf by Morgan Housel explores the emotional and psychological factors that influence our financial decisions. The book is divided into 20 chapters, each of which is a short story that illustrates a particular point about money. Some of the key takeaways from the book … About this ebook. Doing well with money isn’t necessarily about what you know. It’s about how you behave. And behavior is hard to teach, even to really smart people. Money—investing, personal finance, and business decisions—is typically taught as a math-based field, where data and formulas tell us exactly what to do. 2.2.3 Irrational handling of owed money. The "psychology of money" causes people to interact more carelessly with their debt. Cryder and Xiao suggest, based on their studies, that a credit g ...In The Psychology of Money, the author shares 19 short stories exploring the strange ways people think about money and teaches you how to make better sense of one of life’s most important matters. MORGAN HOUSEL is a partner at The Collaborative Fund and a former columnist at The Motley Fool and The Wall Street Journal.Jul 19, 2018 · 1 online resource (xiv, 258 pages) : In a diverse investing climate, investment managers are always hunting for the winning strategy. Financial analyst Jim Ware draws on both Jungian psychology and substantial business experience to offer an alternative to flavor-of-the-day strategizing. The Psychology of Money - Free PDF Download - Morgan Housel - 202 Pages - Year: 2023 - Psychology - Read Online @ PDF Room About This Book. Doing well with money isn't necessarily about what you know. It's about how you behave. And behavior is hard to teach, even to really smart people.Money—investing, personal finance, and business decisions—is typically taught as a math-based field, where data and formulas tell us exactly what to do. c oi ns .” An hour l a te r, gol d c oi ns i n ha nd, the te c h e xe c uti ve a nd hi s buddi e s ga the r e d a r ound by a doc k ove r l ooki ng the Pa c i fi c Oc e a n.The Psychology of Money Book PDF: The Psychology of Money by Morgan Housel is a fascinating book that talks about how we think about money. It’s written in a way that’s easy to understand. In this book, Housel looks at the way our minds work when it comes to money. He tells stories about real people and uses a lot of research to show us how ...The reach of audiobooks has grown significantly, extending beyond their original purpose of aiding the visually impaired. By joining Audible for a modest monthly fee of $14.95, you can enjoy a free audiobook each month, such as " The Psychology of Money ", narrated by Chris Hill and with a duration of 5 hours and 48 minutes.

DR. BRAD KLONTZ is an expert in financial psychology, financial planning, and applied behavioral finance.He is a clinical psychologist and a Certified Financial Planner® practitioner. He is an award-winning academic and researcher but also a practicing financial planner and owner of a Registered Investment Advisor (RIA) firm, where he works …. Streamcloud

psychology of money pdf

MORGAN HOUSEL is a partner at The Collaborative Fund and a former columnist at The Motley Fool and The Wall Street Journal. He is a two-time winner of the Best in Business Award from the Society of American Business Editors and Writers, winner of the New York Times Sidney Award, and a two-time finalist for the Gerald Loeb Award for distinguished …The Psychology of Money : จิตวิทยาว่าด้วยเงิน. บทเรียนเหนือกาลเวลาเรื่องความมั่งคั่ง ความโลภ และความสุข. ผู้เขียน. Morgan Housel. ผู้แปล. ธนิน รัศมี ... way they do than money. It is one of the greatest shows on Earth. My own appreciation for the psychology of money is shaped by more than a decade of writing on the topic. I began writing about finance in early 2008. It was the dawn of a financial crisis and the worst recession in 80 years. To write about what was happening, I wanted to figure ... The Psychology of Money किताब की समीक्षा (book review) “The Psychology of Money” में, Morgan Housel insights प्रदान करता है कि लोग पैसे और psychological biases के बारे में कैसे सोचते हैं जो हमारे financial ...The Psychology Of Money Book PDF Download – मित्रांनो, तुम्हाला माहिती आहे का की, पैसा असूनही अनेक लोक सामान्य जीवन जगतात, तर दुसरीकडे पैसे मिळाल्यावर काही लोक लगेच उडवून देतात ...Description. The Psychology of Money’ Tamil Edition. TIMELESS LESSONS ON WEALTH, GREED, AND HAPPINESS Doing well with money isn’t necessarily about what you know. It’s about how you behave. And behavior is hard to teach, even to really smart people. How to manage money, invest it, and make business decisions are typically …The Psychology of Money (Gujarati) Paperback – 25 June 2021. The Psychology of Money (Gujarati) Paperback – 25 June 2021. Gujarati Edition by Morgan Housel (Author), Darshali Soni (Translator) 4.6 754 ratings. See all formats and editions. Partner Offers: Get GST invoice and save up to 28% on business purchases. Sign up for free Details.Too much devotion to one goal, one path, one outcome, is asking for regret when you’re so susceptible to change. 5. Anchored-to-your-own-history bias: Your personal experiences make up maybe 0.00000001% of what’s happened in the world but maybe 80% of how you think the world works.c oi ns .” An hour l a te r, gol d c oi ns i n ha nd, the te c h e xe c uti ve a nd hi s buddi e s ga the r e d a r ound by a doc k ove r l ooki ng the Pa c i fi c Oc e a n.#द सायकॉलॉजी ऑफ मनी #The Psychology of Money #Morgan Housel #Book Summary in Marathi # पैशांचे मनोविज्ञान # मॉर्गन हाऊसेल पुस्‍तक सारांश- मराठी आर्थिकThe Psychology of Money - دانلود کتاب روانشناسی پول زبان اصلی pdf - نوزده داستان کوتاه به اشتراک می گذارد که به بررسی روش های عجیب مردم درباره پول میپردازد.Jan 1, 2020 · The Psychology of Money is one of the those books that lays the fundamentals required for investment and saving your money without pushing and punishing with a lot of jargons, technical terms, and read-the-offer-documents-carefully-before-investing kind of mundane warnings (mind you, I am academically qualified and work in Finance and a Legal ... The Psychology of Money is a bestselling 2020 book by American finance expert Morgan Housel. Housel’s book examines people’s financial decisions through the lenses of history and psychology. Housel argues that financial management is a relatively new phenomenon that everyone approaches differently depending on their personal experiences ... Prosecutors called former AMI CEO David Pecker as the first witness in their case against Trump. He testified for less than 30 minutes Monday morning before the …Too much devotion to one goal, one path, one outcome, is asking for regret when you’re so susceptible to change. 5. Anchored-to-your-own-history bias: Your personal experiences make up maybe 0.00000001% of what’s happened in the world but maybe 80% of how you think the world works.Mar 1, 2001 · Comprehensive and cross-cultural, The Psychology of Money integrates fascinating and scattered literature from many disciplines, and includes the most recent material to date. It will be of ... The Psychology of Money Book Summary. lag behind the S&P 500 index. Knowing the odds aren’t in your favour while stock picking isn’t the worst thing ever. It’s fine to diversify a little, but you really should just invest mostly in low-cost index funds. Guard against avarice at all costs.Jan 1, 2020 · The Psychology of Money is one of the those books that lays the fundamentals required for investment and saving your money without pushing and punishing with a lot of jargons, technical terms, and read-the-offer-documents-carefully-before-investing kind of mundane warnings (mind you, I am academically qualified and work in Finance and a Legal ... .

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