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Call, Click or Come In today!With Accidental Death Coverage, under your Direct auto insurance policy, your beneficiary as defined in the policy will receive a $5,000 death benefit if you were to die as a result of a covered accident in your vehicle. Real life scenario: If while driving home from work your vehicle is struck by a semi-truck and you were instantly killed ...Direct Auto Insurance, Charlotte, North Carolina. 8 likes · 1 was here. Direct Auto & Life Insurance Company provides low rates, flexible payment plans, and great service! Call, Click or Come In today! At Direct Auto, cheap car insurance in Ohio is easy to choose and even easier to fit into your budget. Plus, you can be sure that our agents will work with you to help you find every discount you're entitled to, which could make your coverage even more affordable. Direct Auto is here to guide you to the most affordable options for OH car ... 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